Frequently Asked Questions

Once you become our provider we send you our package of brochures and business cards that provide your patients with all pertinent information. You are under no obligation to use MOCA Lending Group as your sole financial agency.

What if I have had credit problems in the past?
MOCA Lending Group has programs for most types of credit histories. If you’ve been declined in the past by other finance companies, MOCA Lending Group may still be able to approve your loan request.

What will my interest rate be?
The interest rate is typically much less than most major credit cards. Your
interest rate is determined by your credit history. Patients with excellent credit ratings qualify for low interest rates. Patients with past credit problems can qualify for competitive rates.

What are the loan terms?
We offer 12, 24, 36, and 48 month terms. We also offer 12 months same
as cash terms, where you can pay back the entire amount with no interest.

Is there a down payment required or a pre-payment penalty?
There is no down payment required and there is no pre-payment penalty if
you pay the loan off early.

What if I have not selected a physician for the procedure I desire?
MOCA Lending Group can provide you a list of physicians in your area for a consultation. Please contact us at 888-308-MOCA(6622)

How do I get more information?
MOCA Lending Group’s customer service is ready to answer your questions.
Please e-mail us at b.kynion@mocalendinggroup.com or cal 888-308-6622.